The cost to be a notary in Florida typically ranges from $89 to $99 for the required basics. When you factor in optional add-ons like insurance, memberships, or RON services, the cost can reach $300 or more. If you’ve been wondering, “How much does it cost to be a notary?” the answer depends on how fully equipped you want to be.
Becoming a notary is generally inexpensive. Let’s take a quick look at how much it costs to become a notary in Florida, then break down what each fee covers and why it’s needed. Keep in mind that fees may vary slightly, so it’s always best to verify current pricing.
Florida Notary Cost Breakdown
You may wonder, “Why do Florida notary costs vary?” Here’s a cost breakdown to help you understand the mandatory and optional fees for becoming and staying a notary in Florida.
| Category | Expense | Typical Cost |
| Mandatory Start-Up Fees | Application | $39 |
| Surety Bond | $30-$40 | |
| Notary Stamp | $20 | |
| Optional Costs | Notary Course | Free (state); paid options vary |
| Notary Seal | $25 | |
| Notary Bond Book | $22 | |
| E&O Insurance | $29-$74 | |
| Florida Notary+ Membership | $49 | |
| RON (Remote Online Notarization) | $99+ | |
| Recurring Fees (Every 4 Years) | Filing Fee | $39 |
| Surety Bond | $30 | |
| Notary Stamp | $20 |
Who Can Be a Notary in Florida?
In order to apply to be a notary in Florida, you need to be at least 18 years old and proficient in understanding and speaking English. If you have been convicted of a felony, you must have had a restoration of your civil rights to be eligible.
How Long Does It Take to Become a Notary in Florida?
The application process to become a notary can be done in a day. The longest part of the notary application is the mandatory online training. All applicants seeking to become a notary in Florida must be approved by the state and take a notary course within one year of applying.
Once you have submitted your application, paid all the necessary fees, and completed the mandatory course, you must wait for approval. The process is straightforward, and you might have an answer from the state in 10 days or less when you apply with the Florida Notary Association. However, there are special circumstances that require a longer processing time, such as applicants with felony convictions.
How Much Does the Notary Course Cost?
The required notary course is available for free through the state’s Notary Education Program, so it does not increase the cost to be a notary in Florida. Some private providers offer paid courses, but they are optional.
By law, the course must be at least 3 hours long and be completed in segments or in one sitting. You’ll answer questions throughout the training and have the opportunity to review the material and retry if needed.
Additional Mandatory Costs to Get a Notary License
There are two main costs to becoming a notary. The first is the Florida state filing fee, which is the same $39 cost mentioned above. You will also need a notary surety bond and a notary stamp.
The question often comes up, “What does it cost to stay a Florida notary over time?” It’s worth noting that these costs recur every four years.
Notary Bond Fee
One of the costs of becoming a notary is the $7,500 notary bond, which typically costs $30 for a 4-year term. This bond is required in Florida and protects consumers from any harmful actions a notary might take. It is also a cost that repeats when you renew a Florida Notary commission.
Notary Stamp
If the state approves your application, you’ll also need a notary stamp to fulfill your legal notary duties. A self-inking notary stamp will cost about $20, depending on the company you buy it from. You will need to buy a new one each time you renew your license.
Optional Costs to Consider as a Florida Notary
Wondering what optional costs most Florida notaries choose to incur? There are a few more fees you will need to consider when calculating how much it is to become a notary. While these aren’t required, some are highly recommended and common among Florida notaries, including notary bond books and E&O Insurance.
Notary Bond Book
While it’s not required by Florida law, it’s a good idea to invest in a bond book to keep track of documents and other items that you have notarized. This can help in legal situations where proof of documentation is required.
Notary Seal
If you’d like, you can also purchase a notary seal. While it’s optional in Florida and primarily used for presentation, notaries may choose to use one to give documents a more formal, professional appearance.
A notary seal typically costs around $25. It isn’t required for notarizations, but it can help reinforce credibility and create a more polished impression, especially when working with clients or official-looking documents.
E&O Insurance
If you’re debating whether or not to have insurance, it’s worth considering how quickly costs can add up without it. Even a small mistake could lead to legal fees or claims that come out of your own pocket.
Errors and Omissions Insurance (E&O insurance) protects you in those situations. Premiums can start as low as $29 and typically cover legal costs and damages up to your selected policy limit. While coverage is not required to become a notary, many choose to maintain it for added peace of mind.
Notary Memberships
A membership in organizations like the Florida Notary Association can help you stay informed and up to date on state law, as well as provide discounts and easy access to tools and renewal packages to help keep your business moving forward with ease. Our Notary+ Membership is only $49 for four years.
Mobile and Remote Online Notary (RON) Start-Up Costs
As a registered notary in the state of Florida, you can offer your services at a single location or provide mobile services. Consider the cost comparison of rent and office expenses, or if you take your business on the road, be sure to account for additional costs associated with your vehicle.
RON registration can expand your reach and availability. Once you are a commissioned Florida Notary, you may also consider the optional remote registration. While many applicants wonder, “Does becoming a Florida RON significantly increase costs?” it’s worth noting that registering is more affordable than you might think. The Florida Notary Association offers a packaged RON registration starting at $99.
Bundled Service Packages
All costs to become a notary in Florida can be paid separately or as part of a package. At the Florida Notary Association, we offer a package start-up service for as little as $119. This is a great way to make sure all your state requirements are met without any extra fuss or hidden fees. You can also bundle your essential notary tools into an all-in-one kit to take advantage of product discounts.
Frequently Asked Questions
Is a Notary Journal Required in Florida?
No, Florida law does not require notaries to keep a journal of their transactions. However, maintaining one is strongly recommended. A journal creates a detailed record of each notarization—including dates, document types, and signer identification—which can help resolve disputes, support you in legal situations, and demonstrate consistent, professional practices.
How Often Do I Renew My Florida Notary Commission?
Florida notary commissions are valid for four years. To continue notarizing without interruption, you’ll need to renew your commission before it expires. Renewal involves submitting a new application, obtaining another $7,500 surety bond, and paying the required state fees, which means some of the costs recur each term.
How Much Can I Charge as a Mobile Notary in Florida?
Florida allows notaries to charge up to $10 per notarization for standard services. If you operate as a mobile notary, you can also charge a separate travel fee, which the state does not cap. These fees typically vary by distance, urgency, and time of day, giving you the flexibility to set rates that reflect your service.
The Florida Notary Association is Here to Help
We provide one-stop shopping for all your notary needs. Our notary packages provide you with everything you need at one low cost. Whether you are renewing your notary commission or considering becoming one for the first time, we can help. Contact us today to find out how we can help you.